Position Description

Position:	BI/Liability Adjuster
Reports To:	Claims Supervisor
Direct Reports:
Indirect Reports:
Overall Purpose and Main Objectives:	This position is accountable for investigating and settling claims fairly and equitably within assigned limits.
Essential Duties & Responsibilities:	* Investigates assigned claims to determine applicable coverage within policy terms and conditions. Compiles and interprets documentation, logs claim information, and develops files by obtaining information from the insured, the claimant or other sources. * Determines extent of damages, making necessary referrals to appraisers or independent/staff adjusters. Develops information relative to subrogation or refers claims if the facts and risk associated are questionable. * Analyzes information obtained in order to evaluate and adjust claims within the delegated limit of authority. Maintains diary, proper reserves, and reviews files frequently to ensure quality of documentation and proper decision making. Negotiates final settlements in conjunction with the insured, the claimant, and attorneys. Refers claims exceeding personal settlement authority to supervisor with recommendation. * Communicates settlement details to the insured, agent or other parties. * Assists with training of new members of unit.
Required Knowledge and Experience:	* Bachelors Degree or equivalent business experience * 2 to 4 years experience in settling property/casualty claims * Good written and oral communication skills * Sound knowledge of Microsoft Office applications (Word, Excel, PowerPoint) * Multi state licenses required * Minimum 1 year BI experience required * Good analytical skills
Entry:
Fully Qualified:
Scope Data:	* Settles claims up to $35K
"The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, or skills required of personnel so classified."

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